I am not an early Christmas shopper. My children are grown as are my nieces and nephews. My list is shorter now than it was in the past.  I prefer to wait until a couple of weeks before Christmas to do my shopping.  I kick into hyper-drive, get organized and get it done. In the past I got caught up in the spirit of the season and blew my budget. Now I have a system for staying on track; a system that has worked well for decades.  It takes a lot of the stress out of shopping too.

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